Categories
BLOG

full of win

FULL RIDE CONTEST

Enter for your chance to win $35,000! ◊◊

We partnered with Student Life Network to give you a shot at 4 year’s tuition.

Complete these steps to be automatically entered

Winner will be picked January 8, 2021. Check full rules for other ways to enter.

Find the right product for you

Lines of credit

Everyday banking for students without the monthly fees.

  • No monthly fee
  • Free unlimited transactions 1
  • Free unlimited Interac e-Transfer® service
  • No minimum balance required

Get up to 2,500 bonus Aventura ® Points † when you’re a new cardholder.

Minimum annual income
$0

Minimum credit limit
$1,000

Interest rate
RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)% for purchases 2
RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)% for cash 2

Get $30 cash back after you make your first purchase 1 !

After that, earn 2% cash back at the grocery store on eligible purchases — for no annual fee.

Minimum annual income
$0

Minimum credit limit
$1,000

Interest rate
RDS%rate[2].VSDIV.Published(null,null,6,null)(#O2#)% for purchases 2
RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)% for cash 2

Earn 10,000 Aeroplan ® points on your first purchase. ◇

Minimum annual income
$0

Minimum credit limit
$1,000

Interest rate
RDS%rate[2].VSTIM.Published(null,null,6,null)(#O2#)% for purchases 2
RDS=%rate[2].VSTIM.Published(null,null,3,null)(#O2#)% for cash 2

Lines of credit

Get help for tuition, books, and more.

  • A line of credit that gives you access to cash whenever you need
  • Borrow up to $60,000 3 for school and personal expenses
  • Get a great interest rate
  • Pay interest only on the amounts you actually use
  • Access your money and make transfers or payments from online or mobile banking

For students enrolled in professional programs.

  • A line of credit that gives you access to cash whenever you need
  • Borrow up to $275,000 3 , depending on your program
  • Get a great interest rate
  • Pay interest only on the amounts you actually use
  • Access your money and make transfers or payments from online or mobile banking

Meet with us

Book an appointment to get help with your application

International students, visit a CIBC Banking Centre to apply

Our next winner could be you

2019 winner

Alejandro Mansilla
Cameron Heights Collegiate Institute

2018 winner

Alexander McLeod
Western University

Questions?

Yes, you are still eligible to enter for a chance to win.

If you already bank with CIBC, you simply need to register for your free digital SPC Membership ‡ before December 31, 2020 . If you don’t hold a CIBC youth or student account that qualifies for the free digital SPC membership, check contest rules for other ways to enter.

As long as you opened it between January 1 and December 31, you are eligible.

Just make sure to create a free account with Student Life Network to complete your entry.

If you’ve done both, you’re entered for a chance to win.

No, you only need to open one, as long as it’s opened between January 1 and December 31.

If you’re already a member and your account is active, you are eligible to enter. Just make sure to open your new CIBC bank account, credit card, or line of credit between January 1 and December 31.

You are still eligible to enter for a chance to win.

Yes, international students studying in Canada are also eligible to enter for a chance to win. To apply for a bank account, credit card, or line of credit as an international student, visit a banking centre Opens a new window in your browser .

Use your Canadian address when opening your CIBC and Student Life Network accounts.

◊◊ NO PURCHASE NECESSARY. Open January 1st, 2020 to December 31st, 2020 to legal residents of Canada who are sixteen (16) years of age or older and are current students of an accredited Canadian university, college or secondary school. One (1) Grand Prize available to be won consisting of: one (1) cheque for $8,750 made payable to the winner; one (1) 1-year GIC for $8,750 opened in the winner’s name; one (1) 2-year GIC for $8,750 opened in the winner’s name, and one (1) 3-year GIC for $8,750 opened in the winner’s name. Odds of winning depend on number of eligible entries received. Math skill-testing question required. Full Contest Rules (PDF, 155 KB) Opens a new window in your browser.

† You are eligible for the additional spend-based bonus of 2,500 Aventura Points if you are not a current CIBC cardholder. If you are a current CIBC cardholder, we may approve your application but you will not be eligible for the additional spend based bonus of 2,500 Aventura Points.

You must apply and be approved for a new eligible card between November 17, 2020 and January 31, 2021 to qualify for this offer.

If you apply and are approved for a new card, you will receive:

i. Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. The following activities are worth 500 Aventura Points each: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura Visa card; 3. Add an authorized user on your new Aventura Visa card; 4. Hold any eligible CIBC chequing account; and 5. Add your Aventura Visa card with Apple Pay®, Samsung Pay or Google Pay™. It may take up to two statement cycles for the bonus Aventura Points to appear on your credit card statement after each of the above activities have been completed. You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a branch or calling 1-800-465-4653 Opens your phone app. . This offer is applicable to the first authorized user added only. Your authorized users will be issued the additional card(s) automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users (counting any existing authorized users you may already have). Authorized users under the age of 13 can only be added by calling CIBC at Opens your phone app. 1-800-465-4653 Opens your phone app. . The following are eligible CIBC chequing accounts: CIBC Everyday ® Chequing Account, CIBC Smart ™ Account, CIBC Smart™ Plus Account, CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus ® Chequing Account, CIBC Waive Account ® , CIBC Chequing Savings Account. If you already have an existing eligible CIBC chequing account or shared your email address with CIBC, you will be qualified to receive the 500 Aventura Points each. If you do not have an eligible CIBC chequing account, you may apply online or by calling Opens your phone app. 1-866-525-8622 Opens your phone app. . To learn more about the mobile payment options, visit cibc.com.

ii. An additional bonus of 2,500 Aventura Points for the CIBC Aventura Visa Card, if you have at least $500 in net purchases during the first 4 monthly statement periods. The following do not qualify as purchases: cash advances, balance transfers and CIBC Convenience Cheques. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the Aventura Points are awarded.

Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Card are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.

◇ If you apply and are approved for a new card you will receive a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase at any time with your card. Purchases do not include Cash Advances, interest, fees, Balance Transfers, payments or CIBC Convenience Cheques. Aeroplan points are awarded to you within 8 weeks after the qualifying purchase(s) are posted to your account. It may take up to several business days for purchases to be posted to your account. Your new credit card account must be open and in Good Standing at time the Aeroplan points are awarded. This offer is not transferable and cannot be combined with any other offer. This offer does not apply to transfers from another credit card account. This offer may be withdrawn or changed without prior notice at any time. CIBC may, in its sole discretion, disqualify, limit or revoke this offer if you are believed to be abusing or manipulating it, or engaging in any suspicious or fraudulent activity.

‡ To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found above in “How do I qualify for SPC membership with CIBC.” Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.

Trademark/registered trademark of Student Price Card Ltd.

1 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. “CIBC-branded” means any brand that has CIBC in its name and is offered by CIBC or its Canadian affiliates (and does not include CIBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (rebated for CIBC Smart Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC Smart Plus Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency).

2 Interest rates will change from time to time on at least 30 days prior notice to the primary cardholder. “Purchase” means card purchases less returns and does not include: cash advances, interest, fees, balance transfers, payments and CIBC Convenience Cheques. “Cash” means cash advances, balance transfers and CIBC Convenience Cheques.

3 Recommended limit guidelines based on programs offered through Canadian post-secondary institutions.

You could win $35,000 for tuition with the Full Ride Contest. Open a new CIBC student bank account, credit card, or line of credit before December 31, 2018. Then join Student Life Network and you will be automatically entered for a chance to win.